Academic Qualifications
- Bachelor of Information Systems (Hons) in Business Information Systems
- Diploma in Computer Science (Combination C)
Over 20 years of software development experience. A journey shaped by financial systems, continuous learning, personal interests and serving others.

I have over 20 years of experience in software development, with a strong professional background in financial systems, enterprise application support, backend development and system analysis.
Throughout my career, I have worked with complex business-critical systems across banking, insurance and other business environments. My experience includes financial system support, investigating complex system issues, analysing data, handling complex database queries and supporting enterprise applications.
Beyond my professional experience, I continue to explore emerging technologies and expand my technical knowledge. My learning interests include Python programming and Artificial Intelligence (AI). I have completed Python certification training and continue to explore how new technologies can be applied to practical problems and digital solutions.
My interest in financial markets and investing began after graduating. Since then, I have continued learning about stock market investing, trading strategies and financial planning through personal study and hands-on market experience.
Over approximately the past four years, I have focused on learning foreign exchange (Forex) scalping strategies. I have also gained personal trading experience in cryptocurrency and stock markets, committing my own time and financial resources to learning about market behaviour, trading approaches and investment risks.
This describes my personal learning and experience, not a representation of professional investment qualifications or a licence to provide investment advice.
I value continuous learning, personal growth and serving others. I have participated in Christian education and development programmes through iBanner Church (旌旗教会) and other Christian learning programmes.
These experiences form part of my ongoing journey of faith, understanding and personal development.
I also have hands-on experience serving in church through PA system support and troubleshooting. This includes investigating sound issues, learning audio equipment operation and helping with sound adjustments to achieve clear and balanced audio.
I have participated in the Full Viper Challenge on multiple occasions, including 2015, 2016, 2017, 2018, 2019 and 2022. I have also joined various 5 km and 10 km running events and challenges over the years, including events up to 2024.
I enjoy playing the guitar and drawing. These are personal hobbies rather than professional pursuits, and they give me opportunities for creativity, expression and continued learning.
Through Carlvera Wealth and Carlvera Digital, I aim to bring together my professional experience, practical skills and ongoing learning to provide meaningful services. I look forward to discovering new possibilities and growing together with the people and businesses I serve.
I'm happy to have a friendly, no-pressure chat. Message me on WhatsApp or send an email.